Get Up to 1 Full Year (or $49,000) Off the Cost of College Tuition For Each of Your Children While Protecting Your Finances

THE PAYING FOR COLLEGE PERFECT STORM MAY RUIN YOU & YOUR CHILDREN

Are you….

• Appalled that college costs are skyrocketing.
• Worried about the fact that the amount of free money given in grants and scholarships is going down?
• Stressed out about the huge amounts you and your children may have to borrow and how this can ruin their lives?
• Overwhelmed by the complexity of financial aid processes, loans, investments, and tax laws?
• Suspicious that 24 hour news media, financial “entertainment” shows, magazines like U.S. News and World Report, and bloggers distort the truth about colleges for clicks on their websites and ratings?

You have good reason to be. Did you know that…

• Nearly 50% of college students show NO ACADEMIC GAINS during the first 2 years of college.
• The average college student spends 10 hours per week drinking.
• 4 year college graduation rates are only 46% so most parents should get ready to pay for a 5th and 6th year of college
• The ranking of colleges in the Princeton Review and other guides has ZERO to do with whether your child lives a happy, satisfied life and almost nothing to do with how much career success they have after graduation.
• Whether your child gets a high paying job depends more on what field major in (think science) and the professional networks they develop.

Too many people make the wrong choices about where they go to college and how much they pay for it, entering a world where debt, under employment, and unemployment is dangerous.

• US National Debt is climbing to $25 trillion and the budget deficit will go from $470 billion to about $1 trillion in 2025.
• Pension programs are collapsing with taxpayers likely on the hook for up to $1.2 trillion shortfall.
• Social Security is strained with reserves likely empty by the year 2037
• Obamacare has enrolled many new people but barely put a dent in the rise of healthcare costs according to government accounting.
• The political climate is so bad that public policy solutions are unlikely to occur.

As taxes go up to pay for these problems and inflation eats away at the value of savings, you and your children will likely face severe financial challenges. Already, recent college graduates and adults are feeling the strain.

The Unemployment rate for recent college graduates is at an all time high.
Under-employment rate for recent college graduates is at an all time high.
Wages for recent graduates are lower than ever.
The average family has less than $20,000 saved for retirement.
Families are one health crisis away from bankruptcy, and 96% of people will die bankrupt.
Financial stress is the #1 cited cause of divorce

Many parents we work with do not believe their children will live better lives than they have.

If you do too, you are probably right, but there are solutions…

SOLUTIONS TO YOUR PROBLEMS

1. Don’t you want to avoid those problems? Here’s how we may be able to help you.

2. Help you get up to $50,000 (or 1 Year) off the cost of college tuition for each of your children, and any related children (step-children, nieces, nephews, grandchildren, Godchildren.)

3. Help you pay even less for college by giving you the extra motivation, education, and support you probably need get through the tedious process of financial aid and college finance planning.

4. Help you explore how to protect your assets from college aid formulas and the federal government, as well as take advantage of special tax breaks.

and help you students take more responsibility as well…

5. Encourage students to get better grades and be more involved in activities so they can get into the best colleges and get more in financial aid.

6. Help students get up to $80,000 in guaranteed “micro-scholarships.” Click on the Student Rewards program.

7. Help students research and apply for financial aid and scholarships.

I’M SUSPICIOUS – IS THIS FOR REAL?

Yes it is. Here are some facts.

The Basics
Founded by the Former Dean of Admissions and Financial Aid at Wharton Business School, James Johnson.
The largest college savings program devoted to private colleges and universities. Neither colleges nor families pay a fee to join.
Advisory Board of highly respected College Administrators and Higher Education professionals. Click Here for the complete list.

Families and Students
Today, there are 362,644 Students in the program. (We watch the numbers grow in real time.)
In 2014, 36,419 students joined the program with 223,000 new students added in the past 7 years. It’s growing fast!
Scholarship points valued at $43.6 million were submitted in 3,348 applications to 248 member colleges in 2014.

Colleges
Drexel University was the most popular choice in 2014, receiving 263 rewards statements valued at over $4.75 million.
Regional leaders include DePaul University, Rochester Institute of Technology, St. Norbert College (WI), University of Dayton, University of San Diego, University of Tampa, Valparaiso University, Worcester Polytechnic Institute.
Some other favorite colleges include….
Nearly 80% of participating colleges are cited in U.S. News and World Report’s “Best of” Listings

Business and Organizational Partners

Pennsylvania’s 529 college savings plans – pre-paid tuition and Vanguard-managed.
An ever-expanding network of banks, broker-dealers, college funding specialists, companies, credit unions, financial planners, mutual funds & other partners — carefully screened to assure colleges that participating families have assets.
National financial marketing organizations & affiliated insurance carriers. New partner in 2014: Guardian Insurance.
Regional “test” in progress with the Girl Scouts of America.
More than 1,400 employers use Tuition Rewards as an employee benefit, encouraging families to save for college & attend participating colleges.

Website Traffic
An independent survey has shown the program website to be in the upper 21⁄2% of websites for unique visitors. Compared to a profile of U.S. Internet users, our visitors are 75% more likely to have attended graduate school; 23% have incomes above $100,000.

What’s in it for them?
Colleges participate so they can promote their schools directly to students and their families and try to attract the best students.
Business and Organizational Partners use the program as an incentive for clients to keep doing business with them.

EASY WAYS TO GET THE SCHOLARSHIP POINTS
Participating organizations give Scholarship Points for many different things. Note the value range in parentheses.

Signing Up ($500 – $1,500)
Enrolling Children or Related Children ($500 per child)
Birthday Boneses ($500 – $2,000 per year per child)
Referrals ($500 per person referred)
Join Facebook Group – Fan Page ($250 – $500)
Watch an Online Video and Take a Short Quiz ($250 – $500)
Attend a Webinar ($500 – $1,000)
Attend Presentation or Workshop at School ($500 – $1,500)
Review Of Scholarship Options ($500 – $1,000)
Create a Comprehensive College Financing Plan ($1,000 – $2,000)
Use College and Financial Aid Assistance Packages ($1,000 – $5,000 per year)
Annual Review of Plans ($500 per year)

THINGS YOU MAY ALREADY HAVE CAN EARN YOU HUGE AMOUNTS EVERY YEAR
Savings, College, Insurance and Investment Accounts (Usually 5% of asset value PER YEAR)

Savings & Checking Accounts ($50,000 = $2,500 per year)
529 Plan (Ex. $100,000 = $5,000 per year in credits)
Cash Value Life Insurance ($150,000 = $7,500 per year in credits)
IRA (Ex. $300,000 = $15,000 per year in credits)
401(k) (Ex. $500,000 = $25,000 per year in credits)
Annuity (Ex. $1,000,000 = $50,000 per year in credits)

TOP 5 SECRETS ON HOW TO GET UP TO $50,000 FOR EACH CHILD

SECRET #1. Sign up all your relatives (for free)

Anyone can sign up. This includes your Spouse, Aunts, Uncles, Grandparents, Step-Parents and God-Parents. When they sign up they automatically get $500 scholarship points that they can use for YOUR child. So if your spouse, 2 sets of grandparents and 3 siblings sign up, they could give your child $4,000 more in tuition discounts. (8 adults * $500 = $4,000)

SECRET #2. Have each of your relatives enroll all of your children – and then you enroll all of their children.

SECRET – Any sponsor can sign up ANY RELATED Child including Step and God-children. So, create a “Scholarship Group” of related family members. Let’s say your group consists of 4 grandparents and you, your spouse, and your 6 siblings. That’s 10 total adults who sign up as Sponsors. If there are 18 children in the group and all children are enrolled by each sponsor, each child can get $5,000 in scholarship points immediately. That’s over $200,000 in tuition discounts already!

SECRET #3. Sponsors – like grandparents or aunts and uncles – can all give their scholarship points to the same child.

Let’s say that the 4 grandparents have retirement accounts like Annuities that are valued at $1,000,000. These accounts earn 5% of the $1 million i.e. $50,000 in scholarship points per year. Now if one of the kids is a Junior and about to go to college, the grandparents can transfer that $50,000 to that Junior. Then the earnings the next year could be given to the next child to graduate. Note that if Grandparents, Aunts, Uncles and Parents are enrolling Middle School, Elementary School, Toddlers or even Babies in the program, there could easily be $1million in scholarship discounts by the time the kids start graduating from high school.

SECRET #4. Scholarship Points that are designated for a student who doesn’t use them can be transferred to a younger sibling.

Up above we talked about discretionary points earned by you that you can use for any child or children. However, when Enrolled Students earn points for some things like their Birthdays, you (or they) can’t just give them to someone else. The only people they can be given to is a younger sibling. Unfortunately, most people forget this and points go to waste. We won’t let you forget.

SECRET #5. Sign Up as a Sponsor through one or more companies or organizations that are affiliated with the scholarship program.

In 2014, the average amount submitted by High School Seniors to colleges was about $13,000 in scholarship points. That doesn’t seem like a lot now that I’ve shared with you how to accumulate up to $50,000 per child who you are related to, does it?

What happens is that most people only enroll in the program through one affiliate like a bank, union, or investment company. None of these companies or organizations will want to refer you to other financial companies who are in the program since they are all selling similar products.

They certainly will not call their competition and say, “Hey, we are part of this scholarship program that makes us look better than you. I have a client here who has 2 insurance polices with you, and so you should sign up so they can earn more scholarships.”

We are different.

We will look at all of your accounts and if they are with a company that should be offering you more scholarship points, then we will tell you so, and even tell them how to sign up to be able to give out scholarship points to you.

So, again, you and all your sponsors could enroll under 1 or more affiliated companies or programs. So, you could get scholarship points from a bank, insurance company, union, college test prep company, accountant, college admissions consultant, investment advisor, 529 savings plan, real estate agent, mortgage broker, etc… We’ve even heard of points being given to members of a Little League team.

Most programs give you $500 points just for enrolling, so if you enrolled in 8 different programs you’d get $4,000 points immediately. And let’s say if you had $200,000 in points in different qualifying accounts between all of those organizations, you could earn $5,000 more immediately and $5,000 more per year to do with as you pleased.

DON’T FORGET!
Don’t forget that most programs give you $500 per qualified referral up to 5 referrals so you can get an additional $2,500 points immediately. Sign up your relatives first and then all of your children ages 0 – 17 years old who are not Seniors in High School
WHAT IS THE CATCH?

DID YOU KNOW THAT STUDENTS CAN EARN UP TO $80,000 in SCHOLARSHIPS

This is in a different program we call the Student Rewards Program. First, scan all the ways below that your high school children can earn Scholarships. Click here for the full details.

See the list of 26 Ways They Can Earn “Micro-Scholarships” Click Here
Get an A ($25 – $1000 per course)
Get a B ($50 – $600 per course)
Perfect Attendance for a Year ($40 – $600)
Maintain a High GPA Throughout High School ($20 – $350 per course)
Take an AP or IB Course ($75 – $2,500 per course)
Take an Honors or Advanced Course ($25 – $1,250 per course)
Take a Dual Enrollment Course ($25 – $2,000 per course)
Take 2+ Courses in a Subject ($20)
Take 2+ Foreign Language Courses ($20 – $3,000 per course)
Participate in an Extracurricular Activity ( $10 – $300 per year)
Leadership Role in an Extracurricular Activity ($50 – $1,500 per year)
Participate in a Sport ($10 – $300 per year)
Leadership Role in a Sport ($50 – $1,500 per year)
Volunteer in Community for 10+ Total Hours ($15 – $7,500)
Eagle Scout Award ($50 – $1,500)
National Honor Society ($15 – $500)
Take an AP Exam ($50 – $1,500 per exam)
Take the PSAT or ACT Plan ($100 – $1,000)
PSAT Score of 95+ or ACT Plan Score 14 + ($10 – $5,000)
Take the SAT or ACT ($1,000)
SAT Score 1350+ or ACT Score 19+ ($25 – $16,000)
Visit a College ($150 – $4,000 per visit)
Attend a College Fair ($25 – $300 per visit) click to see 78 PA college fairs
Attend Off-Campus Event ($25 – $1,000)
Attend Summer Program ($150 – $1,500)
Refer a Friend ($100 – $1,000)

Sign up for the Parent Tuition Rewards program and then click here for full details on the Student Rewards Program.

HOW YOU CAN GET STARTED

Step #1. Use the Calculator (click here) to Estimate How Much You Can Get

Step #2. Sign Up

Step #3. Get Educated

Step #4. Develop a College Financing Plan

Step #5. Get the Money!

Step #6. Share the Program to Save Even More