Schedule Review Online(Ave 20 min. Phone or Video)

Teacher pensions

What is your pension really worth?

Not as much as you think. The pandemic and inflation are ruining people's lives. You deserve some help. Read below to discover some uncomfortable questions you may need answers to. Click "Learn More" to dig deeper into a topic, or just click to "Schedule a Quick Chat" to get your questions answered.

 Schedule Pension Review
Drag to Reposition
Move Up or Down to Reposition
Move Left or Right to Reposition

"Awesome help to Trenton educators...

Steve has been an awesome help to all educators in the Trenton School District. He is very knowledgeable and has gone beyond the call of duty to assist in every aspect of retirement planning. As my situation has changed he has always been there to help me. My retirement years will be much better because of his honest advice.

Sharron Grady, Trenton

"Options to increase retirement savings...

Steve was able to answer all the questions that I had concerning my retirement. He explained the various options I have available to me and showed me ways that I could increase my retirement savings. I was not aware of these options and I now feel more confident of my future, especially as I reach retirement age.

Denise Moran, Winslow

3 Pension Problems

 #1 Cost of Inflation

Inflation is Like Getting a Huge Pay DECREASE

In x, inflation went up 6%. That's like getting a 6% reduction in your pay. Some experts like Y think inflation could go as high as 20%. What would you do? Buy less food? Not pay for college? You can't afford to lose money on bad insurance, retirement or investment policies.

 #2 Stock Market Crash

Market Losses Right Before Retirement Are Devastating 

If the market crashes 20% right before you retire, you don't just need it to go up 20% to earn that back. Because you are starting with less money now, you would need it to go up XXX%. Many teachers talked to us too late to prevent this. If only they had responded to our emails earlier.

 #3 High Risk Policies

Variable Annuities Sold to Teachers are Risky & Costly

Most teachers' 403(b)s consist of variable annuities that are at the risk of the stock market AND have high fees. Why? Companies and salesmen make more money on these. If you have a Variable Annuity you probably have no idea how much money you have lost already.

What can you do?

Schedule Policy Review

Everything is about to get much worse.

We've talked, chatted with, or emailed with about 4,000 teachers in the last 4 years. We know that your situation has been extremely difficult. We are so sorry for that and are doing what we can to help.

There are 6 big threats to teacher's finances right now. If you understand them, you will be better able to protect yourself, your family, and your finances.

I've been helping educators for 30+ years and will share with you what the insiders know. You'll see a lot of Sam on video, since he's more comfortable on camera. When you schedule a meeting, I'll help you review your pension, policies, and get some things in place.


Pension Problems...

1. Will pay less than you think

Insert some text here that summarises this specific benefit that they can get from getting your product

2. Inflation erosion

Insert some text here that summarises this specific benefit that they can get from getting your product

3. Unable to move

Insert some text here that summarises this specific benefit that they can get from getting your product

4. I don't freakin' know

Insert some text here that summarises this specific benefit that they can get from getting your product

Pension Solutions...

Name*
Email*
Phone
0 of 350
Sign Up

see what other Teachers have to say

You can get help too...

5 Star Ratings (Read Reviews)

"Awesome help to Trenton educators...

Steve has been an awesome help to all educators in the Trenton School District. He is very knowledgeable and has gone beyond the call of duty to assist in every aspect of retirement planning. As my situation has changed he has always been there to help me.

Sharron Grady, Trenton

"Personable, clear and succinct...

My Meeting with Steve was just PERFECT! He was organized, professional & very personable which helped me feel quiet comfortable. He presented the information in a way that was clear and succinct, clearly detailing aspects of my pension. It was a pleasure working with Steve and thank him!

Bob MacCausland, Gloucester